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EBA

European Banking Authority

The European Banking Authority (EBA) is the independent European Union authority responsible for maintaining financial stability and supervisory consistency, operating as a central regulatory pillar since its establishment in 2011 to provide a unified continental response to banking risks. The EBA supports the EU financial sector by offering the EBA Single Rulebook, including specific guidelines on ICT and security risk management, to reduce the complexity of cross-border regulations and to help make the European Single Market the safest place for banking and investment services. Acting as the lead coordinator for the Digital Operational Resilience Act (DORA) alongside other ESAs, the EBA monitors systemic vulnerabilities, issues technical standards for incident reporting and third-party oversight, coordinates EU-wide stress tests, and serves as the single point of convergence for banking supervision, ensuring a coordinated and resilient European approach to financial cyber security.